Roughly two out of three initial Social Security Disability applications are denied. If you applied for SSDI or SSI in El Paso and received a denial letter, you have 60 days from the date on the notice to file an appeal. The appeals process has four levels: reconsideration, hearing before an Administrative Law Judge, Appeals Council review, and federal court. Most successful appeals win at the hearing stage. This guide walks you through each step, the deadlines, what to file, and when hiring a disability attorney makes sense.

Quick answer

If your Social Security disability claim was denied in El Paso, you have 60 days from the date on your denial letter to file an appeal. The first step is to request a reconsideration online at ssa.gov/benefits/disability/appeal.html, by mail, or in person at the SSA office. If reconsideration is denied, the next step is a hearing before an Administrative Law Judge, which is where most successful appeals are won. The full appeal process typically takes 1–2 years. There is no fee to file an appeal. If you hire an attorney, fees are capped at $7,200 and only paid if you win.

Why most disability claims are denied

SSA denies a majority of initial disability claims for several reasons: incomplete medical evidence, failure to follow prescribed treatment, earnings above the substantial gainful activity (SGA) limit of approximately $1,550/month in 2026, or a determination that your condition does not meet SSA's strict definition of disability.

Many initial denials are reversed on appeal. The hearing stage in particular has historically had higher approval rates because an Administrative Law Judge reviews your full file, hears your testimony, and considers updated medical evidence not part of the initial decision.

The four levels of appeal

Level 1: Reconsideration. Your case is reviewed by a different examiner who did not see the initial decision. You can submit new medical evidence. Decisions typically come in 3–5 months.

Level 2: Hearing before an Administrative Law Judge (ALJ). You appear before a federal judge (in person, by video, or by phone) who hears your testimony and reviews your full case. This is the most important stage — most reversals happen here. Wait times in the El Paso region typically range from 9 to 15 months.

Level 3: Appeals Council review. If the ALJ denied your claim, you can ask the Appeals Council to review the decision. They review for legal errors, not new evidence. They may grant the claim, send it back to the ALJ for a new hearing, or decline review.

Level 4: Federal court. If the Appeals Council declines or denies your appeal, the final step is filing a lawsuit in federal district court. This stage almost always requires an attorney.

Documents and information you need to appeal

  • Your original denial letter (it shows the date, your claim number, and your appeal deadline).
  • Updated medical records from all doctors, hospitals, and treatment providers since your initial application.
  • List of all medications you take, with dosages and prescribing doctors.
  • Documentation of new symptoms or worsening of your condition since the original application.
  • Records of any new doctor visits, hospital stays, or treatments.
  • Statements from treating physicians explaining how your condition limits your ability to work.
  • Work history for the past 15 years, including job duties and physical/mental demands.
  • Names and contact info of witnesses who can describe how your condition affects you (family, former employers).

Step-by-step appeal process

Step 1 — Read the denial letter carefully

The denial letter explains why SSA denied your claim. Common reasons: insufficient medical evidence, your condition is not severe enough, you can perform other work, or you have not been disabled for at least 12 months. Understanding the reason helps you build a stronger appeal.

Step 2 — File a Request for Reconsideration within 60 days

File online at ssa.gov/benefits/disability/appeal.html, by phone at 1-800-772-1213, or in person at the El Paso SSA office. Submit any new medical evidence.

Step 3 — If reconsideration is denied, request a hearing

You have another 60 days from the reconsideration denial to file Form HA-501 requesting a hearing before an ALJ. This is the most important stage — start preparing immediately. Strong cases include detailed medical records, doctor statements about your limitations, and your own testimony about daily limitations.

Step 4 — Decide whether to hire a disability attorney

Disability attorneys typically work on contingency: they only get paid if you win, and their fee is capped by federal law at $7,200 or 25% of back benefits, whichever is less. For hearing-level appeals, attorneys have a higher success rate. The El Paso area has several SSDI-focused law firms.

Step 5 — Prepare for and attend the hearing

Hearings are informal but important. The judge asks about your medical conditions, daily activities, work history, and limitations. A vocational expert may also testify. Be honest, specific, and consistent with your medical records. Hearings typically last 30–60 minutes.

Step 6 — Receive the ALJ decision

You will receive a written decision by mail, usually 60–90 days after the hearing. Approval at this stage often comes with significant back pay — up to 12 months of benefits before the application date, plus the time you have been waiting.

Step 7 — If denied, decide whether to escalate

If the ALJ denies your claim, you have 60 days to request Appeals Council review. The Council only reviews for legal errors and rarely overturns. Your last option is federal court, which requires an attorney and is a multi-year process.

Frequently asked questions

Should I hire a disability attorney?

Statistics show that claimants with representation at the hearing stage have meaningfully higher approval rates. Attorneys are paid only if you win, and their fee is federally capped, so there is no upfront cost. For initial applications and reconsideration, representation is less critical. For hearings, most experienced applicants recommend hiring an attorney.

Can I keep working while appealing?

You can work limited hours during your appeal, but if your monthly earnings exceed the substantial gainful activity (SGA) limit (about $1,550/month for non-blind individuals in 2026), SSA may consider you not disabled and deny your appeal.

How long does the entire appeal take?

Reconsideration: 3–5 months. Hearing scheduling: 9–15 months wait in the El Paso region. Hearing decision: 60–90 days. Total: typically 1–2 years from initial denial. Some cases are expedited (terminal illness, dire need, military veterans).

Will I lose my Medicare or Medicaid while appealing?

If you already have Medicare or Medicaid based on disability and your benefits are terminated, you may be able to continue coverage during the appeal under certain conditions. Ask SSA specifically about continuing benefits during appeal when you file.